Used Car PCP > Finance Explained > Audi Financial Services > Audi Ireland
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Stay Young. Forever.

Audi Financial Services

Audi Financial Services Personal Contract Plan (PCP) is now available on pre-owned Audi Approved :plus models.

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Audi PCP Explained

Audi PCP is a Personal Contract Plan. It is a flexible 2/3 year Audi Financial Services package that combines lower monthly payments with real flexibility over a 2-3 year period. With Audi PCP you can have a flexible finance plan that suits your circumstances. Thanks to a Guaranteed Minimum Future Value, you don’t need to worry about the re-sale value of your Audi in 2-3 years’ time or the depreciation associated with owning a car for over a longer period of time.

Under the Audi Financial Services Personal Contract Plan, Audi Financial Services purchases the car on your behalf. You choose a deposit percentage of between 10% and 30%. You then pay an agreed monthly instalment over 24/36 months. A portion of the car’s value is deferred until the end of the agreement. This amount is the minimum value that Audi Financial Services guarantees your car will be worth at the end of your agreement, your Guaranteed Minimum Future Value (GMFV).

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At the end of 3 years you have following three options:

  • Upgrade your car to a newer model using the equity in your car as a deposit for the next one
  • Return your car to you dealer with no further payments †
  • Make a one-off payment or re-finance the final instalment and take ownership of the car
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Benefits of PCP

  • No more residual value worries
  • A new Audi every 3 years
  • Lower payments and shorter terms
  • Less maintenance costs
  • Upgrade to a higher specification model for less
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* Typical Finance Example: Audi A6 SAL 2.0TDi 150 SE v7 (2017). OTRP €27,000. [APR 3.9%] Deposit / Part Exchange €8,205.15. 36 monthly payments of €279 including service plan of €10 per month. Optional Final Payment €10,710. Total Cost of Credit €1,749.15 including acceptance fee (€75) and completion fee (€75). No minimum deposit requirement. Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland and subject to lending criteria. Offer is subject to availability and valid until 31st July 2020. † Payment of a Audi Service Plan through a fixed monthly fee is only available to customers with a Audi Financial Services contract. Must be purchased directly with an Audi dealer. Monthly price based on 36 monthly payments. Excludes S & RS Models. Pricing as of 6th May 2020. Pricing is subject to change. Offer is subject to availability and valid until 30th June 2020. †† Savings vary per model, plan, and dealer. **The Audi Approved :plus used car sales event is now taking place at participating dealers. Please contact your local authorised Audi dealer for full details. Model shown for illustrative purposes only.