Used Car PCP > Finance Explained > Audi Financial Services > Audi Ireland
3.9% APR available on select used cars

Audi Financial Services

Audi Financial Services Personal Contract Plan (PCP) is now available on pre-owned Audi Approved :plus models.

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Audi PCP Explained

Audi PCP is a Personal Contract Plan. It is a flexible 2/3 year Audi Financial Services package that combines lower monthly payments with real flexibility over a 2-3 year period. With Audi PCP you can have a flexible finance plan that suits your circumstances. Thanks to a Guaranteed Minimum Future Value, you don’t need to worry about the re-sale value of your Audi in 2-3 years’ time or the depreciation associated with owning a car for over a longer period of time.

Under the Audi Financial Services Personal Contract Plan, Audi Financial Services purchases the car on your behalf. You choose a deposit percentage of between 10% and 30%. You then pay an agreed monthly instalment over 24/36 months. A portion of the car’s value is deferred until the end of the agreement. This amount is the minimum value that Audi Financial Services guarantees your car will be worth at the end of your agreement, your Guaranteed Minimum Future Value (GMFV).

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At the end of 3 years you have following three options:

  • Upgrade your car to a newer model using the equity in your car as a deposit for the next one
  • Return your car to you dealer with no further payments †
  • Make a one-off payment or re-finance the final instalment and take ownership of the car
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Benefits of PCP

  • No more residual value worries
  • A new Audi every 3 years
  • Lower payments and shorter terms
  • Less maintenance costs
  • Upgrade to a higher specification model for less
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*Typical Finance Example: 2016 A1 1.0TFSI 95HP. Recommended RRP €20,800. Deposit / Part Exchange €6,400.90. 36 monthly payments of €239. Total cost of credit €928.90 including acceptance fee (€75) and completion fee (€75). Typical APR 2.9%. Minimum deposit is 10%. Subject to lending criteria. This offer is made under a hire purchase agreement. Audi Financial Services is a trading style of Volkswagen Bank GmbH Branch Ireland, authorised by the Federal Financial Supervisory Authority in Germany and regulated by the Central Bank of Ireland for conduct of business rules. Prices are subject to change. Image shown for illustrative purposes only. For further details, please contact your local Audi dealer.