Used Car PCP > Finance Explained > Audi Financial Services > Audi Ireland
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Stay Young. Forever.

Audi Financial Services

Audi Financial Services Personal Contract Plan (PCP) is now available on pre-owned Audi Approved :plus models.

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Audi PCP Explained

Audi PCP is a Personal Contract Plan. It is a flexible 2/3 year Audi Financial Services package that combines lower monthly payments with real flexibility over a 2-3 year period. With Audi PCP you can have a flexible finance plan that suits your circumstances. Thanks to a Guaranteed Minimum Future Value, you don’t need to worry about the re-sale value of your Audi in 2-3 years’ time or the depreciation associated with owning a car for over a longer period of time.

Under the Audi Financial Services Personal Contract Plan, Audi Financial Services purchases the car on your behalf. You choose a deposit percentage of between 10% and 30%. You then pay an agreed monthly instalment over 24/36 months. A portion of the car’s value is deferred until the end of the agreement. This amount is the minimum value that Audi Financial Services guarantees your car will be worth at the end of your agreement, your Guaranteed Minimum Future Value (GMFV).

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At the end of 3 years you have following three options:

  • Upgrade your car to a newer model using the equity in your car as a deposit for the next one
  • Return your car to you dealer with no further payments †
  • Make a one-off payment or re-finance the final instalment and take ownership of the car
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Benefits of PCP

  • No more residual value worries
  • A new Audi every 3 years
  • Lower payments and shorter terms
  • Less maintenance costs
  • Upgrade to a higher specification model for less
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